Monday 24 April 2017

Can bank account hacked by hackers if he knows account number,IFSC code,PAN number and account holder name?

I know how hard it is to earn money.You earn and money save it to the bank for future purposes but in addition you have to take care of your money.

So let's start I'm giving you the answer to the point that can anyone hack your account with these above information. So the answer is that NO ONE can missuse or hack your account with these information so take a chill-pill.No hacking can be shooted with these details. Passbooks/Checkbooks contains our bank account number,name,IFSC code and PAN number if it was supposed to be sensitive then they wouldn't brought it to light.

One can use account name and number only to transfer some bundles of money.IFSC code (Indian financial system code) which is a 11 digit alphanumeric number which shows any bank branch address,only used to locate the branch of any bank. It can be found over internet easily. So you don't have to bother about account name, number and IFSC code.


But In case of PAN number you have to little more concious.I mean not very but little bit. PAN cannot be used for withdrawal of money like credit card or debit card.PAN or permanent account number is our id in the income tax department of India.If someone has a Xerox copy of yours, he won't be able to make any use of it.It can be use in some works like taking a sim card but still he requires the photo and address proof of yours.

Some People may not be elective to get loans due to poor financial records or any other reason. Such people may try to take benefit from our PAN.These type of activities​ can only be performed by people who are close to us.So firstly we have to know the person well before giving our PAN.

We have to careful with sharing of our date of birth.Chances are also there that any unknown person with our PAN can register on the income tax site with our surname and date of birth. This type of details can easily be traced by our social profile.
Railways displaying only last digits of the PAN card so that PAN harm can be avoided.

THINGS ONE CAN DO TO AVOID THESE TYPE OF RISKS.

Bank doesn't wants any of these details over phone so don't EVER SHARE any of these below details over phone or mail to any one even to the bank employee (s).

1) Debit card/ Credit card no.

2) Debit card pin .

3) Net banking user id and passwords.

4) Cheque book or cheque signed.

5) mobile number/OTP

6) Avoid to give PAN as identity proof. Instead give other id(s) like voter ID or driving licence.


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Can bank account hacked by hackers if he knows account number,IFSC code,PAN number and account holder name?

I know how hard it is to earn money.You earn and money save it to the bank for future purposes but in addition you have to take care of yo...